Terms And Conditions

Your access to this website is subject to the terms and conditions set out in this disclaimer, PacReef Asset Management Pty Ltd’s (‘PacReef’) Privacy Policy and any other notices, disclaimers, statements and other terms and conditions contained on this website (referred to collectively as “the Terms and Conditions”). By accessing this website and other websites through links provided by us, you agree to be subject to the Terms and Conditions.


The website www.pacreef.com.au (‘this website’) is owned and operated by PacReef Asset Management Pty Ltd ABN: 95 601 146 525, Australian Financial Services License No. 488045.

The information is believed to be accurate at the time of compilation and is provided by PacReef in good faith. However, the use of this website is at your sole risk. PacReef, nor the directors and officers of PacReef, nor the trustees or responsible entities of the SMAs and funds, make any representation or warranty as to the quality, accuracy, reliability, timeliness or completeness of material in the site or material in websites linked to this website. PacReef accepts no obligation to correct or update the information or opinions on this website. The information on this website may be based on assumptions or market conditions and may change without notice. Except in so far as liability under any statute cannot be excluded, PacReef, its directors, employees and consultants do not accept any liability (whether arising in contract, tort, negligence or otherwise) for any error or omission in the material or for any loss or damage (whether direct, indirect, consequential or otherwise) suffered by the recipient of the information or any other person.

You release, discharge and indemnify PacReef from and against liabilities suffered or incurred by you or by PacReef (including, but not limited to, its directors, officers and employees) as a result of use of this website.


The information contained in this website should be used as general information only. It does not take into account the particular circumstances, investment objectives and needs for investment of any investor, or purport to be comprehensive or constitute investment advice and should not be relied upon as such. You should consult a financial adviser to help you form your own opinion of the information, and on whether the information is suitable for your individual needs and aims as an investor. You should consult appropriate professional advisers on any legal, stamp duty, taxation and accounting implications of making an investment.
When considering whether to use a financial service offered by PacReef in this website you should view the relevant important information in relation to those financial services. By accessing each page of this website, you acknowledge receipt of the relevant important information.


We may as a result of your access to this website hold and process personal information obtained about you. However, PacReef is committed to maintaining the privacy of any personal data it holds about you, and does so in accordance with the National Privacy Principles contained in the Privacy Act 1998. Please read PacReef’s Privacy Policy to understand how your personal information will be treated when you use this website.


This website may provide links to other websites operated by entities that may be affiliated with PacReef as well as links to websites of independent third parties. Those websites which fall into the second category are not affiliated with PacReef in any way.

PacReef does not control or endorse and is not responsible for the contents of these linked third party websites, and provides hyperlinks to other websites for your convenience only. Any information, opinions, representations or offers made in those linked third party websites are solely the responsibility of the third parties operating those websites and are not made by PacReef, which makes no representation or warranty as to accuracy or reliability of the information in those websites.


This website may provide information, articles and material that are written and prepared by people who are not employees or representatives of PacReef. Such material is provided for your interest and convenience only. The material will be clearly identified as the product of an independent third party. PacReef is not responsible for the contents or accuracy of this material, and the opinions expressed in the material should not be taken as recommendations or opinions of PacReef.


The offer to invest in a PacReef SMA or fund will be made in a copy of the current disclosure document (which include Product Disclosure Statements (PDS), where applicable) for the relevant SMA or fund. Anyone wishing to invest in a PacReef SMA or fund will need to complete an application form in the current PDS for the relevant SMA or fund. Disclosure documents are issued by:
• HUB24, ABN 94 073 633 664, AFSL 239 122 (for PacReef’s PDSs)
• HUB24 Custodial Services, ABN 94 073 633 664, AFSL 239 122 (for the HUB24 Invest IDPS Guide)
• The Trust Company (Superannuation) Limited, ABN 49 006 421 638, AFSL 235 153, RSE Licence No. L0000635 as Trustee of the HUB24 Super Fund ABN 60 910 523, RSE R.1074659 (for the HUB24 Super PDS and HUB24 Super Member Guide)

The disclosure document for the relevant entity or product should be considered before deciding whether to invest in the SMAs or funds. Disclosure documents can be accessed from this website.


Past performance of PacReef’s SMAs is not indicative of future performance. PacReef does not guarantee the performance of any SMA or fund, nor the return of an investor’s capital or any specific rate of return. Returns shown for PacReef SMAs have been calculated after taking into account all of PacReef’s ongoing fees and assuming reinvestment of distributions. No allowance has been made for entry fees, exit fees or taxation where applicable.


All figures and amounts displayed on this website are in Australian dollars. All asset values are historical figures based on valuations. As pricing frequencies and valuation methodologies may differ for the various types of assets, the asset values shown may not be current and, therefore, you shouldn’t rely on them as the basis for trading investments in your account.


The information is provided for Australian residents or citizens who are currently located in Australia only. The information is not an invitation to enter into any legal agreement of any kind. No statement or information in this website constitutes a recommendation, offer or invitation to invest in any investments, securities or products of PacReef or any other company.


Unless expressly stated, PacReef is the owner or licensed user of the copyright and any intellectual property rights in any material, design, technology or concept contained on this website. All rights are reserved. You may use the information for your own personal reference only. You may reproduce the information in hard copy solely for your personal use. Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, any portion of this website may not otherwise be reproduced, adapted, distributed, displayed, or transmitted to any other person or incorporated in any way into another document or other material, without PacReef’s express consent.


These Terms and Conditions are governed by and are to be construed in accordance with the laws of New South Wales, Australia. You agree to the non-exclusive jurisdiction of the courts of New South Wales, Australia and any courts which may hear appeals from those courts in respect of any proceedings in connection with these Terms and Conditions or this website.


Private and confidential emails and any files transmitted with them are intended solely for the use of the addressee(s) and may contain information which is confidential or privileged. If you receive an email from PacReef and you are not the addressee (or responsible for delivery of the email), please disregard the contents of the email, delete the email and notify the author immediately.